Patient Billing & Insurance

Bone and Joint Specialists accepts most major insurance plans and participates in worker’s compensation. Please check with your insurance carrier in order to verify network participation and referral authorization.

Payment

In order for our office to submit an insurance claim, you are required to present your insurance information and valid photo identification at the time of check-in. You are responsible for any co-payment or deductible at each visit, in accordance with your insurance policy.

If you do not have insurance, payment is due in full at the time services are rendered. Please check with our office about payment plan options.

We accept cash, check, debit card and most major credit cards.

Referral Authorization

Some insurance plans require the patient to obtain a referral authorization from their primary care provider prior to receiving services from a specialist. If your plan requires a referral authorization, services will only be provided if the referral authorization is at our office at the time of your appointment. You will have the option to sign a waiver accepting financial responsibility for services not covered due to the lack of referral authorization. If referral authorization is an issue, we can reschedule your appointment.

Insurance Companies accepted by Bone and Joint Specialists

This is a primary list of the insurance plans Bone and Joint Specialists accepts for patients. Please contact us in regards to additional plans.

Aetna
Blue Cross Blue Shield of Michigan – including all PPO plans
Blue Care Network – with referral
Cofinity
HAP
Medicare – including all Medicare Senior plans
Priority Health
United Health Care

Worker’s Compensation

Must have written authorization faxed to the office prior to your appointment. The Authorization should include worker’s compensation carrier name, address, phone #, claim #, and adjuster name.